Rewards Summary

👉 10x per $1 on hotels and car rentals through Chase after the first $300 is spent on travel purchases annually

👉 10x per $1 on Lyft rides (ending March 31, 2025)

👉 5x per $1 on flights purchased through Chase (after the $300 travel credit is used)

👉 3x per $1 on travel (after the $300 travel credit is used) and dining purchases

👉 3x per $1 on dining at restaurants, including eligible delivery services, takeout, and dining out

👉 1x per $1 on all streaming services, online grocery purchases, and all other purchases

Additional Benefits

🎉 Receive a $300 travel statement credit reimbursement each anniversary year

🎉 Complimentary membership to Priority Pass lounges

🎉 Access to the Chase Sapphire Lounge by The Club

🎉 Get 50% more value when you redeem for airfare, hotels, car rentals, and cruises through Chase TravelSM

🎉 Receive one statement credit of up to $120 every four years for Global Entry, TSA PreCheck, or NEXUS

🎉 Discounts on DoorDash with free DashPass subscription (Must be activated by December 31, 2027)‍‍

🎉 Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance, and Travel Medical Coverage

🎉 No foreign transaction fees

‍🎉 Points don’t expire as long as your account is open

My Take

The Chase Sapphire Reserve is the Rolls Royce of Chase travel credit cards.

The $300 travel statement credit you get each year helps offset the steep annual fee.

Plus the complimentary airport lounge access worldwide adds massive value to this card.

If that weren’t enough, it offers one of the most comprehensive travel insurance out of any credit cards, which can save you thousands of dollars if you have an emergency abroad (although I personally would still recommend buying a normal travel insurance policy to cover serious injuries).

Overall, if you travel often, plan to use the free lounge access, and want to simplify life by going all in one one rewards program (Chase Ultimate Rewards), then the CSR is right up your alley.