Rewards Summary

👉 5x cash-back per $1 on Lyft rides (through 03/2025)
👉 1.5x unlimited cash-back per $1 on all purchases

Additional Benefits

🎉 Redeem rewards for cash-back, gift cards, travel, and more through Chase Ultimate Rewards®.

🎉 Add employee cards at no extra cost to earn rewards faster

🎉 Points don’t expire as long as your account is open.

🎉 No annual fee.

My Take

The Ink Unlimited has been my go-to Chase business card for years.

I love it because it combines perfectly with my Chase personal cards, so I can rack up Ultimate Rewards points even faster.

Normally it earns cash back, but if you have another Chase card that earns Ultimate Rewards points, you can earn points instead of cashback for the welcome offer as well as just the points you earn from normal spending.

I specifically like the Unlimited card over the other options because it has no annual fee and it earns 1.5% cash back on all purchases (or 1.5x points per dollar) on ALL purchases.

That means I don’t have to hassle with thinking about which card I should use for which type of purchase, I can just use my Unlimited card for all my business purchases to keep it simple with a boosted earning rate.

Since it has no annual fee, it’s extremely easy to justify holding this card long-term and using it for your business — whether you have a big company or a simple side hustle.